Where neighbors are customers and customers are friends!

So, you have the perfect home... almost.

A home improvement loan from First Madison is the perfect way to make your home your dream home.

Checking Accounts

Simply Free Checking

Looking for a basic, no frills checking account? With our Simply Free Checking account, there is no monthly maintenance fee, no monthly minimum balance, unlimited check writing privileges, no direct deposit requirements, and only a $100 minimum initial deposit.  This account offers Internet Banking, Online Premium Bill Payment and Telephone Banking - all FREE! A debit card is also available for qualifying account holders.

Interest Checking

Our Interest Checking allows you unlimited check writing privileges while earning interest at a monthly market rate. This account requires a daily balance of $1000 and charges a monthly maintenance fee of $7.00 if you do not maintain the minimum daily balance. If you are over 50 years of age the maintenance fee is waived.  Internet Banking, Online Premium Bill Payment, and Telephone Banking are available with this account - all FREE! Debit cards are available for qualifying account holders.